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Small business · Cashflow Buddy

Spot a cash shortfall before the payment is due

See cash expected in and out during the next 13 weeks. Small business owners with uneven customer payment dates.

Available to explore now. BlinkClicks+ paid enrolment is paused while account and cloud saving are checked; the planned price is £9.99 per month with a planned 14-day free trial.

Why Cashflow Buddy exists

An order is profitable on paper, but the supplier needs paying before the customer is due to pay you. The issue is not total profit; it is timing. Cashflow Buddy helps place expected receipts and outgoings on a 13-week timeline.

The difficult part is often not the task itself. It is having the right facts when the task returns. A short record that you can find next time beats trying to reconstruct a conversation, a receipt or a date from memory. That is the role this focused tool aims to fill.

It is worth using only if the problem turns up often enough in your life. You do not need to use every app in a catalogue just because it is available. Choose the one that removes a repeated interruption, and judge it on whether you actually come back to it.

What you can do inside the app

The forecast covers thirteen weeks and shows the lowest projected cash balance. The workspace is designed around weekly use, with an interface that keeps the main information visible rather than hiding it inside a complex setup process.

You can make a record by entering information such as payment / expense, expected date, direction, amount (£), status. You can then return to edit it, search your records and remove entries you no longer want. The screen calculates or highlights the relevant result using the data you have provided.

  • Start with something real. Add one item you need to manage now. You do not have to copy years of old records before the app is useful.
  • Review the important information. Look at the dates, amounts or status the app displays. If a number does not look right, check what you entered rather than assuming the calculation knows more than you do.
  • Keep the record up to date. Return when the task changes, becomes due or is completed. The value of a manual tool depends on how reliably you update it.

This is not intended to be another dashboard you must maintain for the sake of appearances. The whole point is to give a familiar job somewhere simple to live, where you can get an answer and move on.

What that looks like in practice

Start with £900. A £700 supplier payment is due Friday, and a £1,200 customer payment is expected next Tuesday. The end position looks healthy, but Friday is much tighter. Seeing the lowest balance in the forecast can prompt a sensible decision while there is still time.

The example illustrates a normal decision rather than a dramatic before-and-after claim. Your actual numbers, dates and circumstances will be different. Cashflow Buddy cannot promise an outcome just because you recorded the information, but it can make an informed next step easier.

Who is it for — and when is it the wrong tool?

Small business owners with uneven customer payment dates. It is a particularly good match when the task reappears regularly and the alternative is a list you cannot find, repeated mental arithmetic or an old message that never becomes a useful plan.

If your situation needs company-wide permission controls, automatic integration with other software or a legally regulated system, a small manual app may not be enough. It is sensible to pick specialist software where the stakes and complexity justify it. There is no advantage in replacing something reliable with a lighter tool that cannot do the job.

What Cashflow Buddy does not do

It is a manual forecast rather than an accounting ledger or bank connection. Expected income might be late and costs can change. It does not know whether a customer has paid unless you update the entry.

Check that distinction before relying on any important estimate. A clear limit is better than a promise that looks attractive on a sales page but breaks down the moment you need it.

How to start in three small steps

  1. Open the app. Choose a current work or customer task that you would otherwise track somewhere else.
  2. Enter what you know. Fill in the core details. Do not guess at critical amounts or dates merely to complete a form; check them where you can.
  3. Review, act and return. Use the result to decide what happens next. Update the entry when something changes, then see whether returning next week feels easier than starting again.

The new tool can export and import records as JSON backups. Records may remain in your browser unless your signed-in account confirms successful private cloud saving. The live interface tells you when it is using browser-only storage.

Practical questions before you decide

Does it connect to my business bank?

No automatic banking integration is promised. The forecast uses figures and dates you enter.

Can I use it on my phone?

It is a browser-based tool designed for modern phone and desktop screens. The page is responsive, but thorough cross-browser and cross-device testing is still in progress. Check that the workflow suits the device you use most.

Will my entries appear in Chrome and the ChatGPT browser?

Not automatically. Those browsers can keep separate local storage, even when used on the same phone. The eighteen new mini-apps support private cloud saving for eligible signed-in accounts, but a save must succeed before another device can load it. Export a backup before clearing browser data or switching environments.

What will BlinkClicks membership cost?

The planned BlinkClicks+ membership is £9.99 per month, with a 14-day free trial planned when enrolment reopens. Paid membership is currently paused. No purchase or subscription is being taken through this page. Read the membership terms before any future payment decision.

Does this app have customer testimonials?

No verified customer testimonial is being published for this new collection. The page explains the features and limits so you can decide whether the preview is useful. Real customer feedback can be added later when it is available and permission to publish it has been obtained.

Try Cashflow Buddy with one real task

Open the app, enter something useful and check the result. That is a more reliable test than a sales promise. If it helps you make the next decision with less effort, you will know why it deserves a place in your routine.

Open Cashflow Buddy preview

Paid subscriptions remain paused. New-preview records should be backed up before changing browsers or devices.